24 April 2017

Meeting your 2 direct debit quota for bank accounts

If you are signing up for certain bank accounts they require you to be paying at least 2 direct debits every month. Here are some ideas of what you can use:

  1. Bills. Often, services like electric, gas, council tax, internet, mobile and TV licence will all permit direct debit. In some cases like Santander 123, you can get cashback on these as well.
  2. Magazine subscriptions. Some websites will connect via direct debit.
  3. Charities. Some of them will allow the minimum of £1/month on a dedicated day of your choice. Just don't accept to share information or receive any promotional material / spam. Maybe even try entering their own address as direct debit doesn't require an address.
    1. Minimum of £1/month donation:
      1. Oxfam
      2. Unicef
      3. Cancer Research
      4. RSPCA
      5. MS Society
      6. Stroke Association
      7. Alzheimer's Society
      8. Great Ormond Street Hospital
      9. Roald Dahl Charity
      10. Salvation Army
      11. Royal National Institute of Blind People
      12. Royal National Lifeboat Institute
      13. Dogs Trust
      14. ActionAid
      15. Children's Cancer and Leukaemia Group
    2. Others that are more expensive:
      1. WaterAid - £2
      2. Red Cross - £2
      3. NSPCC - £2
      4. Save The Children - £2
      5. Macmillan Cancer Support - £2
      6. British Heart Foundation - £2
      7. Age UK - £2
      8. Battersea Dogs Home - £2
      9. Asthma UK - £2
      10. Terrence Higgins Trust - £2
      11. Action for Children - £3
      12. Mind - £2
      13. Prostate Cancer - £2
      14. More here and here