barclaycard review

Even though I've had a current account with Barclays for 29 years, Barclaycard were unable to complete setting up a direct debit on the opening of the Credit Card account to my Barclays account before the first payment was due. In addition, the Barclays app and Barclaycard app and website overlap in functionality which is confusing. I only went with Barclays because I thought I would be more likely to be accepted and needed one short notice for work, this being my first time applying for a credit card ever, and as I know a colleague when he first applied, Barclays was the only one who accepted him. Barclays were offering a lower rate of 0.25% interest compared to Tandem at 0.5%, I would have gone with them otherwise but needing one fast, I knew Barclays were reliable. Personally I don't agree with the concept of providing loans to anyone who doesn't need them, and I don't think people with credit cards should get better payment protections that those with debit cards.

RAM disk

Source: geckoandfly

Seeing as you can't actually download more RAM, to spare the life of your SSD, you can use AMD Radeon RAMdisk to share 4GB of RAM, for free, for:

• browser temporary files such as Chrome - instructions on setting it up here
• extracting ISOs, zips
• setting the default Download folder for your browser (if you don't want to keep the files)
• Spotify cache

I don't recommend setting it for Windows temporary files as they can grow beyond 4GB. There are more types of cache recorded in CCleaner or BleachBit but as they aren't updated often/are harder to change, I don't recommend going further.

Linux

Linux has an in-built optional RAM disk called /dev/shm, or shared memory. More detail and explanation can be found at Superuser.